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Moola! Guides and tools

Capital One Venture X Approval: Why Your 800 Credit Score Isn’t Enough

The Venture X has become notoriously difficult to get approved for in the points and miles community. Capital One’s algorithm is looking for something very specific...

How to Earn and Redeem Bilt Cash Rewards: Points on Rent and More

The credit card perk ecosystem has a problem: you get a bunch of predefined credits (coupon books) you may or may not actually use...

Who Pays for Credit Card Rewards? It’s Not Who You Think

The panic reveals how little most people understand about who actually pays for credit card rewards — and it’s not who you think...

PointsYeah Review: My Go-To Award Search Tool for Flights & Hotels

Look, I love points and miles. But you know what I don't love? Opening seventeen browser tabs to figure out if I can actually book a flight to Paris with my credit card...

Savewise Review: Compare Cashback Portals and Card-Linked Offers in 1-Click

Savewise is a free browser extension and app that does something beautifully simple: it shows you the best cash back rates across every shopping portal that matters, plus...

CardPointers Review: Maximize Your Credit Card Benefits With This App

CardPointers is the rewards app that finally remembers all the credit card details you're too busy to track—from expiring statement credits to which card earns the most...

Turn Your Chase Card Instacart Credits Into Food Bank Donations (Here’s How)

If you've got a Chase credit card with Instacart credits sitting there unused (and let's be honest, you probably do), here's your permission slip to feel good about...

What is Atmos Rewards? Alaska Airlines New Credit Cards and Points Program

Alaska Airlines made a major change to its loyalty program with the launch of Atmos™ Rewards, following its acquisition of Hawaiian Airlines, to create what they're...

Over $500M in Credit Card Rewards, Points, and Miles Expire Every Year

The numbers are staggering. Recent studies show that between 23% and 31% of credit card holders have unredeemed rewards sitting in their accounts, with some surveys...

Credit Card Trifectas Explained: Which Rewards System Is Best For You?

Are you looking to get more value from your credit card rewards? A credit card trifecta – strategically combining three cards from the same issuer – might be the strategy...

New Brokerage Account Bonus Offers & Promotions: Best Ways to Earn Big

Want to make some extra cash without much effort? Brokerage account bonuses might be your answer. Investment firms are competing hard for your business, and many are...

Banks That Pay You: Insider Tips for Scoring Bank Sign Up Bonuses

In a world where banks are constantly fighting for your business, they're willing to pay you cold, hard cash just for opening a new account...

8 Simple Ways to Save Money on Pet Supplies and Care Costs

Owning a pet brings joy, companionship, and—let’s be honest—a lot of expenses. In the U.S., nearly 70% of households have a pet—with millions of dogs and cats, pet...

12 Best High Yield Bank Accounts to Earn Interest

Finding the right bank account can make a big difference in growing your savings. With higher interest rates, high-yield bank accounts offer an easy way to earn more on...

SMB Yields: Best Small Business Bank Accounts to Earn Interest

Every dollar counts as a business owner—so why let your money sit idle? Many small business bank accounts now offer interest on your deposits, allowing you to earn a...

Beyond Chex Reports: Understanding Bank & Credit Union Consumer Scores

When opening a new bank account, most people assume approval is automatic. However, banks and credit unions rely on consumer reporting agencies—like ChexSystems, Early...

6 Best Award Travel Search Tools for Flights and Hotels

Booking flights and hotels with points and miles can be an incredible way to save money on travel, but finding award availability can often feel like searching for a...

How to Pay Taxes with a Credit Card (and Earn Points)

Paying taxes is inevitable, but what if you could turn this annual obligation into an opportunity? Imagine getting round-trip airfare and free hotel nights, or extra cash...