About M!rank

Hey Moo! crew, we get that navigating all this talk of rewards by way of credit cards, banking, shopping and travel can feel like a lot of info to absorb. When we started, we had all the same questions about what options were out there, the quality of those options, and how to choose. So we created a rating system to make things a little easier for you. Our M!rank (aka Moo! Rank) acts as an additional signal to help you easily compare value when you’re considering options that fit your needs and lifestyle.

Understanding Our Rating System

Logo Moola Stamp FlatMag rank: 5.0

Understanding Rankings

M!rank is a 5-star rating system that includes full-star and half-star ranks from 5 (excellent) to 0 (poor). Generally, any product or service ranked 2.5 or higher merits consideration. You’ll find that most of what we feature in our content is between Good and Excellent, as we generally focus on showing you the best options.

m!rank - Moola! rating system

How We Rank

Each category where we rank is based on a set of criteria common to each product or service in that category. This creates a level playing field for all options to be ranked against the same considerations with equal weighting. No rating system is perfect, because your needs or preferences may weigh more heavily in certain areas over others, but it is an effective way for us to tier our recommendations and general preferences.

Example: When ranking credit cards, we will look at various factors like annual fee, sign-up bonus, point value, earning rates, added perks, transfer partners, customer service, and more. The overall potential value is why transferable point cards will usually rank higher than cash back cards.

mrank system

Now that you’ve got the lowdown, you can explore our content with additional confidence when you see an M!rank. Whether you’re hunting for the best credit card to maximize rewards, discovering cash back platforms for your online shopping, or searching for software that’ll make your financial life easier, M!rank is there to help.

Want to see our rankings in action? Check out these articles: